Credit Card Processing

Credit card processing is a necessity for today’s merchants, and Pacific Island makes it quick and easy for you. Whether you need a retail, restaurant, or Internet merchant account, Pacific Island has competitively priced credit card processing solutions to help your business succeed.

We offer credit card processing for a variety of industries:

  • Retail
  • Restaurant
  • Lodging
  • E-Commerce
  • Mail Order/Telephone Order
  • Auto Rental

Pin Debit Processing

Add Pin debit card processing to your merchant account, and give your customers an additional payment option. Pin debit cards are secure and convenient for both merchants and consumers. With Pin debit card acceptance, merchants are free from the risks and hassle of checks. In addition, Pin debit transactions are less expensive to process than credit card transactions, allowing you to keep more of your profits. Consumers benefit from the speed and security of the debit card transaction, plus they enjoy the added convenience of optional cash back.

Debit card transaction benefits:

  • Reduced check out time
  • More convenient than accepting checks
  • No signature required
  • PIN access provides additional security
  • Bad checks, credit card chargebacks, and counterfeit worries are eliminated

Gift Cards

Almost 50 million adults purchase gift cards each year, outnumbering paper gift certificates four to one. Gift cards are a fun and convenient way to shop for any occasion. As opposed to paper gift certificates, gift cards are more durable, easier to track, reusable, difficult to counterfeit, and an attractive way to market your company.
Experience the benefits of gift cards through Pacific Island. Our program is accessible for every type of merchant and offers numerous advantages.

Recent studies show that companies offering gift cards have increased profits up to 30 percent. By offering gift cards, your company can:

  • Low start-up cost
  • Low monthly fees
  • No minimum card order (on standard designs)
  • Easy implementation
  • Includes a comprehensive Starter Kit
  • Free online reporting for monthly statement and transaction history
  • Online access to card balance


Pacific Island Payment Solutions offers advanced point-of-sale equipment to meet the individual demands of your business. From credit card terminals and check readers to imagers and printers, we will provide you with superior POS equipment from the nation’s top manufacturers. We can assist you in choosing the right POS equipment to fulfill all of your business needs. Pacific Island offers reliable POS equipment with the latest technology and software that ranges from processing simple transactions to providing wireless technology and Internet accessibility. We are committed to providing you with quality POS equipment to make your business transactions easy and convenient.

Pacific Island sells and supports all types/brands of terminals and payment equipment.

Go to Pacific Island Equipment Store

Mobile Processing

Now you can accept credit cards anywhere you go. We can add mobile processing to your existing account or help set it up with a new one. The cost savings of swiping cards over key entered makes mobile processing a valuable asset to your company.


If you’re looking for an affordable Internet merchant account with an easy-to-use payment gateway, then look no further than our I-Terminal. Why go to multiple companies to get a complete e-commerce solution? Pacific Island gives you everything you need to succeed. There’s no easier way to sell products and services online.

  • Internet Payment Gateway – Our Orbital Internet Payment Gateway integrates with your website to provide secure e-commerce transactions.
  • Virtual Point-of-Sale – Use your computer as a point-of-sale terminal and get card swipe rates for your qualified retail transactions!
  • MOTO Virtual Terminal – Mail Order/Telephone Order merchants can easily enter and process transactions real-time via the Internet.
  • Batch Upload – You can process one-time or recurring offline credit card payments by loading transactions through the secure Batch Upload Gateway.

Merchant Cash Advance

Let Pacific Island help you grow your business through a merchant cash advance. Through our company partnerships, we help businesses turn their future credit card sales into working capital. It’s an easy and convenient way to get the money you need into your business right when you need it.

Merchant Cash Advance is designed for business owners who:

  • Appreciate funding aligned with their business’ revenue stream
  • Need working capital quickly
  • Manage a profitable, credit worthy business but have not been able to obtain traditional funding